Ohio car insurance, priced honestly.
A real Commonwealth rate for your Ohio address in about two minutes. Tickets, accidents and SR-22 filings welcome.
Who's driving
Tickets, accidents and lapses are welcome here — they change the price, not whether we can help.
Gender
Marital status
Do you have car insurance right now?
Covered for at least a year?
Anything on your driving record?
At-fault accidents or a DUI in the last 3 years, or an SR-22 filing.
Do you own your home?
What we can write in Ohio
These are the limits Commonwealth actually files in Ohio. Every state is filed separately, so what is available here differs from the other states we write in.
Minimum
- Bodily injury
- $25,000 / $50,000
- Property damage
- $25,000
- Comprehensive & collision
- Not included
- Uninsured motorist
- Not included
- Medical payments
- Not included
- Rental reimbursement
- Not included
Standard
- Bodily injury
- $25,000 / $50,000
- Property damage
- $25,000
- Comprehensive & collision
- $1,000 deductible
- Uninsured motorist
- Not included
- Medical payments
- Not included
- Rental reimbursement
- Not included
Premium
- Bodily injury
- $25,000 / $50,000
- Property damage
- $25,000
- Comprehensive & collision
- $1,000 deductible
- Uninsured motorist
- $25,000 / $50,000
- Medical payments
- $5,000
- Rental reimbursement
- $40 a day, up to $1,200
Ohio requires at least $25,000 per person / $50,000 per accident in bodily injury liability and $25,000 in property damage, which is what Minimum carries. Standard adds comprehensive and collision at a $1,000 deductible; Premium adds uninsured motorist cover, medical payments and rental reimbursement.
Why Commonwealth
Real people, real phones
Honest coverage at a fair price, backed by people who pick up the phone.
Built for everyday budgets
Non-standard specialists. Tickets, accidents and lapses are what we do.
SR-22 filed fast
If your state has asked you to file, we can handle it with your policy.
Coverage that travels
Roadside assistance, rental reimbursement and vanishing deductible options.
Ohio car insurance questions
What is the minimum car insurance required in Ohio?
Ohio requires at least $25,000 per person / $50,000 per accident in bodily injury liability and $25,000 in property damage. Our Minimum tier matches the state requirement; Standard and Premium add higher limits plus comprehensive and collision.
How long does a car insurance quote take?
About three minutes. We ask for your drivers, your vehicles and your address, then rate it live with Commonwealth Casualty and show you the real premium — not an estimate.
Can I get car insurance with a DUI or an at-fault accident?
Usually, yes. Commonwealth is a non-standard carrier, which means tickets, at-fault accidents, DUIs and coverage lapses are the business rather than the exception. Your rate reflects them, but they rarely rule you out.
Do you file SR-22s?
Yes. If your state has notified you to file an SR-22, answer yes on the first step and the filing is handled with your policy in Arizona, Texas, Ohio and Tennessee.
Do I need to give my Social Security number?
No. This quote asks for your drivers, your vehicles and where the car is parked. No Social Security number and no payment details are needed to see your rate.
Still have a question? Call (877) 603-1310